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Stop worrying about money

A simple guide to creating a financially sustainable future for you and your family

Children, Money and the School Holidays

20 April 2021
The latest article covers ideas for helping children learn about money in the school holidays.  See below.

This is a book for New Zealanders, by a New Zealander. It sets out the things you can do today, right now, to improve your financial situation.

Learn the 16 fundamentals that will improve your situation immediately, then stop if you want – you’re well on the way.

If you want to fully create a financially sustainable future then better understand your financial personality and risk profile so you can create a plan that will work for you. Demystify the worlds of business, property and share investing, learn the terminology used, understand the tax implications of your actions and the structures you might use. Be aware of the amount you might want in retirement and how you will get there. Then set in train a plan, and forget.

Now available at Unity Books, Wellington and Paper Plus nationwide.

Hi, I’m Baubre

(pronounced Barbra)

Why do some people go through life seemingly with no financial worries and others never seem to have any money and survive pay day to pay day? This is a question I’ve been asking myself throughout my 25 years as an accountant.

Money doesn’t buy happiness, but being in a better financial position can give you choices about how you live your life, when you retire, how you contribute to the world and what you can do to help others.

You can be master of your time.

This site shares my experiences over the last 25 years: how those that earn a lot don’t necessarily have any more than those who earn a modest income, that attitude and a consistent approach trump income and assets, and while time is your friend, it’s never too late to take action. Start today to create your financially sustainable future.

I am a Chartered Accountant (and Fellow of Chartered Accountants ANZ), a Registered Financial Adviser and a Chartered Member of the Institute of Directors.

Latest Articles

  • Children, Money and the School Holidays
    The school holidays provide a perfect opportunity to help your children to be financially responsible and independent. Here’s some ideas for things you can do:     Start with the language you use around money. Make sure it is always positively framed and encourages them. Talk about subjects such as compounding interest, the cost of debt and credit cards, the effect of changes in mortgage interest rates, the choices provided…
  • Is residential rental property still a good investment?
    Given the proposed changes announced by the Government recently for residential property investment, is rental property still a good investment?   Rental property has always been, and continues to be, a commercial decision.  It’s a numbers game.  If the rental income more than covers the costs then it should be a good investment.  Forget about capital gain – this should just be a bonus (or an opportunity).  And remember it…
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